Repayment promise

It is common practice for retirement villages to repay the balance of the capital sum only when the apartment or villa has been on-sold. At Ryman, the longest you will wait is 6 months.

“We guarantee that we will repay you the balance of the capital sum if the new resident has not settled within 6 months of you permanently vacating your apartment or villa.”

Deferred management fee is capped at 20%

The deferred management fee (DMF) is your contribution to the refurbishment and management of the village. It is charged on an ‘enjoy now, pay later’ basis, and is deducted when your capital sum is repaid to you.

If you wish to transfer to a serviced apartment, or to another Ryman village, your DMF will be no more than 20 percent overall – one of the lowest in the retirement sector.

“We guarantee that our deferred management fee will be capped at a maximum of 20 percent of the capital sum – even if you transfer to another apartment or villa within the village, or to another Ryman village.”

No hidden costs

There are no hidden costs when you move into a Ryman village, or when you leave your apartment or villa.

We accept total responsibility for refurbishing, marketing, and on-selling your apartment or villa. These costs are covered by the deferred management fee.

“We guarantee not to charge for any sales, administration, marketing, or refurbishment costs when we on-sell your apartment or villa.”

No capital loss

You and your family will have certainty about the amount you are paid when you leave the village. You will not be exposed to any capital loss when the apartment or villa is on-sold.

“We guarantee that the amount repaid to you will not be affected by a decline in the value of your apartment or villa.”

Changing your mind

Buying your new home in a retirement village is an important decision. We want you to be confident you’ve made the right choice in selecting a Ryman village.

“We guarantee that we will cancel the contract and refund your deposit in full if you change your mind within 21 days of signing your application form or within 3 working days of signing the residence contract.”

90-day money-back guarantee

We’re so confident you’ll be happy with your decision to move to a Ryman village, we will provide you with a 90-day money-back guarantee*.

“We guarantee that we will repay your capital sum in full if, on the expiry of 90 days after taking up permanent residence, you are unhappy with your decision to move into your apartment or villa and wish to leave the village.”

*Some conditions apply